A non-damage agreement or clause is a contract in which one party assumes a liability or risk that relieves the other party of liability that it might otherwise have. Before accepting a settlement of your claims and signing the release of all claims, it is beneficial to consult a lawyer experienced in a car accident to ask yourself if the terms of settlement and sharing are fair to you. Also, do not sign other documents from the insurance company, such as. B a medical authorization, or do not accept the request for a declaration registered by the insurer without first consulting a lawyer. You may waive important legal rights and these measures could weaken your claims. .